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Can Employers Fire You Due To Bad Credit?

Views: 3198

Employers Are Allowed To Refuse To Hire You Based On Credit Score   There are many times when people feel like bad credit and debt turn into a vicious cycle that cannot be broken – especially when they are applying for jobs only to be turned down due to their credit score. While there are plenty of jobs that do not require a credit score check, the truth of the matter is that they...

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8 Signs That Debt Collectors Are Collecting Illegally!

Views: 152

If you have a loan or credit card that is in delinquency, you probably have already experienced the problem of dealing with debt collecting agencies. While it is perfectly normal to have a debt collections agent call you asking you to repay your loan, they do have to follow certain rules and standards when it comes to how they go about it. In fact, if they harass you, they may actually have to...

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Do Low Incomes Affect Credit Scores?

Views: 188

A person’s life will always be affected by their income. It’s just the way things are. Certain things, such as luxury cars and nicer homes, will just not be affordable for those who have a low income. Many people often wonder whether or not having a low income also means that they won’t be able to afford a good credit score. Truth be told, your income won’t directly impact...

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Can Identity Theft Hurt My Credit Score?

Views: 152

Identity theft, as almost anyone can guess from the recent IRS hack, is on the rise. It’s easier than ever before for crafty hackers to snag information and wreak havoc on a person’s finances. Usually, once a thief has taken your identity and opened cards in your name, it can take weeks or even months before you notice that the crime has been committed. ID theft seriously can injure a...

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Will Paying Off A Debt Increase My Credit Score?

Views: 163

Oftentimes, life happens and we fall behind on certain bills. This, of course, can seriously affect one’s credit score. When a loan gets so delinquent that it hits collections, it’s common for a credit score to drop as much as 150 points. So, when you do end up getting the money to pay off the debt, you often may want to pay off the debt completely in order to get your credit score...

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Why Didn\'t I Get Approved For A Loan?

Views: 60

Being in a position where you need to borrow money can happen to anyone. You may have had a medical emergency, chosen to get married, or even had a car break down beyond repair. Whatever the reason for your need for cash may be, the fact is that getting a loan approval will take a lot of work. What most people don’t realize is that there are multiple factors that go into a typical loan...

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How Many Credit Cards Is Too Many?

Views: 89

Right now, the average American holds 9.5 credit cards, has an average of 672 credit score. If you have more cards than that, or less cards than that, you might be wondering if the number of credit cards you have is affecting your credit score. Credit score are, in fact, affected heavily by the amount of debt you have, and the different types of debt. Everyone by know knows that having a credit...

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Does Closing A Credit Card Impact Your Credit Score?

Views: 1678

A credit card, when you are working on paying down your debts, can be a huge problem. When you\'re being charged sky-high rates, random fees that barely make any sense, and dealing with bad customer service, it can be tempting to switch cards. In many cases, it\'s a wise idea that should definitely be considered. What you may not be aware of, though, is that shutting down a credit card can...

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How Long Does It Take To Improve Credit?

Views: 70

Improving or rebuilding a credit score is a great goal to have, but it’s often one that will be difficult to achieve. The most common reason people don’t rebuild or fix their credit score is because it often takes too much time for them to do so, which in turn causes them to choose to give up before they see any improvements. So, how long does it take to improve your credit score,...

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The Worst Credit Cards In America

Views: 111

If you’re currently struggling with credit card debt, or rebuilding credit, having the right credit cards in your wallet can matter just as much as how much work you are doing to make your financial issues go away. Most credit cards aren’t really great, but these five are just downright awful! The Visa Black Rewards Card – It sounds so nice and shiny, doesn’t it?...

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